1. Definitions and Interpretation
In this Cookies Policy, unless the context otherwise requires, the following expressions have the following meanings:
Means a small file placed/stored on your computer or device by Our Site when you visit certain parts of Our Site and/ or when you use certain features of Our Site. They are designed to hold a modest amount of data specific to a particular user and website and can be accessed either by the web server or your computer;
Means any information relating to an identified or identifiable natural person, as defined in the Nigeria Data Protection Regulation 2019 as issued by National Information Technology Development Agency Act No. 28 of 2007
Means Simplified Credit Limited, a limited liability company incorporated in Nigeria with registration number 1492388, whose registered address is No.16 Cairo Street, Wuse II, Abuja Nigeria.
2. Information About Us
2.1 Our Site is owned and operated by us.
2.2 Our Data Protection Officer can be contacted by email at Dataproptection@trustzoneltd.com, by telephone on +234 80 68892965.
2.3 We are regulated by the National Information Technology Development Agency for some of the services we provide.
3.2 By using Our Site, you may also receive certain third-party Cookies on your computer or device. Third party Cookies are those placed by websites, services, and / or parties other than Us. We use Third party Cookies for analytical purposes only. For further details please refer to section 4 below.
3.3 We may use some or all of the following types of Cookies:
3.3.1 Strictly Necessary Cookies
A Cookie falls into this category if it essential to the operations of Our Site, supporting functions such as logging in, your shopping /service request basket, and payment transactions.
3.3.2 Analytics Cookies
It is important for Us to understand how you use Our Site, for example, how efficiently you are able to navigate around it, and what features you use. Analytics Cookies enable us to gather this information, helping Us to improve Our Site and your experience of it.
3.3.3 Functionality Cookies
Functionality Cookies enables Us to provide additional functions to you on Our Site such as personalisation and remembering your saved preferences. Some functionality Cookies may also be strictly necessary Cookies, but not all necessarily fall into that category.
3.3.4 Targeting Cookies
It is important for Us to know when and how often you visit Our Site, and which parts of it you have used (including which pages you have visited and which links you have visited). As with analytics Cookies, this information helps us to better understand you and, in turn, to make Our Site and advertising more relevant to your interests. Some information gathered by targeting Cookies may also be shared with third parties.
3.3.5 Third Party Cookies
Third party Cookies are not placed by Us; instead, they are placed by third parties that provide services to Us and/or to you. Third party Cookies may be used by advertising services to serve up tailored advertising to you on Our Site, or by third parties providing analytics services to Us (these Cookies will work in the same way as analytics Cookies described above).
3.3.6 Persistent Cookies
Any of the above stated Cookies may be a persistent Cookie. Persistent Cookies are those which remain on your computer or device for a predetermined period and are activated each time you visit Our Site.
3.3.7 Session Cookie
Any of the above stated may be a Session Cookie. Session Cookies are temporary and only remain on your computer or device from the point at which you visit Our Site until you close your browser. Session Cookies are deleted when you close your browser.
3.3.8 Secure Cookie
This type of Cookies can only be transmitted over an encrypted connection, typically HTTPS. When the “Secure” attribute is active cookies cannot be transmitted over an unencrypted channel and cannot be intercepted by unauthorised third parties.
4. What Cookies Does Our Site Use?
4.1 The following persistent Cookies may be placed on your computer or device when you access Our Site:
Name of Cookie
Type & Purpose
4.2 Our Site uses analytics services provided by Google Analytics. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products and services offered through it. You may choose not to allow Us use these Cookies; however, Our use does not pose any risk to your privacy, it only enables Us to continually improve Our Site, making it a better and more useful experience for you.
4.3 The analytics service (s) used by Our Site uses analytics Cookies to gather the required information with the use of the following analytics Cookies:
Name of Cookie
Purpose & Type
5. Consent and Control
5.1 Prior to Cookies being placed on your computer or device, you will be shown a pop-up message at the bottom of the page requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies unless those Cookies are strictly necessary; however certain features of Our Site may not function fully or as intended.
5.2 In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable al Cookies or only third-party Cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
5.3 The links below provide instructions on how to control Cookies in all mainstream browsers:
7. Further Information